Membership
Applying is always free
We never charge you to apply for any benefit. Preparing and submitting your applications is free — always. The prices below are only for optional help that begins after your benefits are approved. You don't need any of it to get your applications done, and saying no never changes how we treat you.
You can also apply yourself for free, or get free help from your County Board of Social Services, your Area Agency on Aging, or SHIP. We'll always tell you so.
Choose the help that's right for you
After you're approved, staying on top of your benefits is the hard part — renewals sneak up, letters arrive, rules change, and new programs open up. These optional plans keep that from falling on your shoulders.
Active Monitoring
We keep an eye on your benefits so you don't have to.
What's included
- We track your renewal dates so you never miss one.
- We alert you to letters and deadlines before they become a problem.
- A confusing notice in the mail becomes one quick phone call to us.
- We help you report real changes — like new medical costs or a hospital stay — accurately and on time.
Complete Plan
Both plans together, at a discount.
What's included
- Everything in Active Monitoring.
- Everything in Benefit Reviews.
- One simple way to update us — a quick call or text whenever life changes, and we make sure it's handled for your next renewal.
- Our best value: 25% less than buying both separately.
Benefit Reviews
We regularly check whether you've become eligible for more.
What's included
- We review your whole picture on a regular schedule.
- We look for new programs and savings you may now qualify for.
- We let you know what we find — and help you apply, free, as always.
How our fee works
A flat monthly fee
Never a percentage of your benefits. We never take any part of your benefit payments.
You don't pay for the first 60 days
Your first charge is 60 days after you join — so you can settle in and see the value before anything comes out of your pocket. Cancel any time in those 60 days and you pay nothing.
Cancel anytime, for any reason
Your plan ends at the close of that month and you owe nothing more.
No insurance, ever
We don't sell insurance and we're not paid by any plan. These fees are the only way we're paid, so you always know exactly where you stand with us.
There's no pressure, ever
You can start with just the free application help and add a plan later — or never. There's no penalty for waiting. Call us and we'll walk through what makes sense for you.