Help with your benefits, from people who are on your side.
Applying for benefits can be confusing. We make it simple, and help you get every dollar you've earned.
Why this is hard to do alone
You've worked your whole life. The help these programs offer is yours to claim — but the system doesn't make it easy.
- The applications are long, and a single mistake can cause a denial or a delay.
- Each program has its own form, its own rules, and its own office.
- Most people qualify for more than one program and never find out.
- The letters that come in the mail are confusing, and deadlines are easy to miss.
That's not your fault. It's the system. We spend our days inside it so you don't have to.
Reviews from real people
Based on 281 reviewsWhat our clients are saying
See all our reviews on TrustpilotI wish I knew about them before, because I could have applied earlier for benefits. It's impossible to go to the Welfare office when you're hospitalized and sick. What an amazing service for someone to come to your home, explain the different benefits and help you apply! Everyone was caring and professional. Alfredo even followed up to see if I received any benefits.
I applied for LiHeap in Jan 24 & for some reason application didn't go thru. Alfredo helped me reapply & it FINALLY was accepted, just BEFORE window closed. Can't thank him enuf for his consistent concern & perseverance with & for me. Martin P, Clifton NJ
Hello Good Day Mr. Jose, Cesar, Arman. I have nothing but Nice things to say my Experience from All the Staff Special Mr. Jose was Amazing. Best Ms.Sheila
MILDRED WAS VERY HELPFUL IN COMPLETING ALL NEEDED ITEMS AND SENDING TO HER BY EMAILS SHE DID ANSWER ALL QUESTIONS AND ASSISTED ME THROUGH THE APPLICATION PROCESS,
I am in great appreciation to ACNcares. Thanks to Alfredo who has been a tremendous help to me during the entire process, he is professional, caring, courteous, very prompt and thorough. Alfredo also made my experience very pleasant. Thank you ACNcares for your help
Thank you very much for take care us Olga and Alexander.
How it works
At every step, you can reach a real person. Nothing is automatic, and you're never rushed.
- 1
We talk.
Tell us a little about your situation — by phone, or by answering a few simple questions. There's no cost and no commitment.
- 2
We find what you qualify for.
We look at your whole picture and tell you which programs you may be eligible for.
- 3
We help you apply.
We prepare your forms, submit them, and help you gather any documents you need.
- 4
We handle the back-and-forth.
With your permission, we can receive the agencies' letters and help you respond — so a confusing notice in the mail becomes one quick phone call to us.
- 5
We help you stay on track (optional).
If you choose, we keep an eye on your renewal dates and let you know when you qualify for something new.
What we help you get
You don't need to know which programs you qualify for — that's our job. We'll help you apply for everything you're eligible for, all in one place.
SNAP (food assistance)
Monthly help to buy groceries.
NJ FamilyCare / Medicaid
Health coverage for those who qualify.
Medicare Savings Programs (including SLMB)
Help paying your Medicare Part B premium, so more of your Social Security stays with you.
PAAD & Senior Gold
Help with the cost of your prescriptions.
ANCHOR & Stay NJ
Property tax relief for New Jersey homeowners and renters.
LIHEAP & Lifeline
Help with heating and utility bills.
Don't see your situation here? Call us anyway — if there's help you qualify for, we'll find it.
Download our app
Through our flagship personal “concierge” service — accessible right from our app — we act as your personal assistant, helping with the everyday details of life and staying in touch through chat and notifications.
- Chat with your personal concierge anytime
- Stay in the loop with real-time notifications
- Track your applications and benefits in one place
Questions people ask
Yes. We never charge you to apply for a benefit. The only thing you can ever pay for is optional monitoring after you're approved, and that's your choice.
No. We're a community outreach organization that helps you apply. We're not affiliated with Medicare, Medicaid, or the State of New Jersey, and you can always apply on your own for free.
No. You can talk to us and get help applying without paying anything. Monitoring is optional and you can cancel it anytime.
No. We use your information only to help you with the programs you choose, and we don't sell it.
That's common — and you may still qualify for more. We can review your whole picture and help you claim anything you're missing.
Absolutely. Bring anyone you trust into the process.